Teachings from Sam

• Since it's the beginning of the year, Sam and I decided to run our credit report. We're avid watchers of Suze Orman and she recommended using www.annualcreditreport.com. So we used it and it was totally free and easy to use (do I sound like a commercial or what?). We were totally excited because we've never checked our credit report before and it was way super easy! We also ordered our credit score through Experian (it was like $6 per person). It's interesting to check those things out.

• So....if you haven't checked your credit score within a year, I would strongly recommend it just so that you can make sure that there's nothing crazy on it! :)! Sam wanted me to add in that your credit report does not show how you're doing financially, but how you manage your credit. Thanks Sam! The world is now smarter thanks to you! :)

• Omigosh! I just realized that we are totally way boring! Not only do we spend our Saturday night checking our credit report. . . but I also blogged about it! Holy cow. . . I need a trip to talk about! :)